Let’s start with the good news: Congress has passed an omnibus spending bill that will avert government shutdown, ensure that schoolchildren are getting enough salt, and free cattle farmers from greenhouse gas regulations. I guess the good news stopped with the first clause in that list, but still—soluble government! It does come at a cost, though. Remember the financial collapse triggered by an unstable derivatives market that required a trillion-dollar taxpayer bailout to correct? Trick question: we never corrected it. But banks are doing pretty well now, so they’re ready to leverage themselves into risky derivative trades again, and could they please do it with federal deposit insurance? Granted! Thus a key provision of the Dodd-Frank financial regulations is rolled back, and Congress recreates the conditions that preceded the worst economic collapse in three generations—falling gas prices and all.